FAQ

Optifolio is an acronym for :
One Client, One Bill, One Revenue
underlying our will to be independent and solely at the service of our clients.

One cannot be the judge and party at the same time ! In effect, we are not managers. We provide bespoke asset allocation and research for individual portfolios. Furthermore, the partners at Optifolio have the technical means and the expertise to select and closely monitor the best allocation managers who correspond to our clients objectives.

Unlike traditional financial providers, Optifolio DOES NOT manage clients’ assets nor sell products thus avoiding any conflict of interest. We do not receive incentives or other rebates in any form from all different providers (financial and non-financial) and you solely remunerate us.

Correct: We act as the conductor of your different providers. Our fundamental role is to assure the coordination and to carry out the synthesis of the different providers.

We know how to negotiate the most competitive conditions and how to reduce the hidden costs dramatically of your financial providers. By doing so, the total costs for the investors are lower than compared to what a provider would earn without our commissioning. Our customers have an individual contact person for their assets without added costs.

We know where your banks take the fees, visible and not so visible, we know when a performance is good, acceptable or disappointing. The best strategy is futile if it is not implemented satisfactorily. Experience shows that managers pay a lot more attention if they know that they are continuously being monitored.

Accordingly we do not only control the compliance with the agreed conditions but also the current transactions and money flows into the accounts. In periodical intervals we control by personally interviewing the investors about whether the targets have changed so as to initiate adjustments to the initially agreed investment strategies.

We have a long-term perspective; nevertheless, you can terminate our collaboration at different intervals. Our ongoing supervision contract are for six-months and are renewable. Our “one off” contracts can be terminated at any tie taking into account that the time past must be paid.

It goes without saying that ZWEI Wealth Experts do not accept any sort of rebate or retrocession from banks, asset managers. We always inform our clients transparently about all costs generated by ZWEI Wealth Experts.

One off: The fee is depending on the scope of the mandate. We are happy to provide you with a proposal for your request. All times : There is an annual consulting fee charged for the ongoing consulting. We are happy to provide you with a respective proposal.

We benefit from the comprehensive analysis and diverse expertise provided by the ZWEI Wealth Experts group, including asset allocation advice and independent research from the renowned economists at Wellershoff & Partner.